Living with debt ⏲️ 6 Minute English
BBC Learning English • 2026-05-28T09:26:31Z • 6:16:00 • intermediate • Business
Lead
Debt is a common struggle for many, but understanding it can empower us to manage our finances better. Join us as we explore insights from a recent discussion on living with debt.
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Vocabulary
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debt
/dɛt/
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Definition
Money that a person has borrowed and needs to pay back.
Example
Many people avoid talking about debt because it can be a source of stress.
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arrears
/əˈrɪrz/
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Definition
The state of being behind on a payment or obligation.
Example
He was in arrears on his rent and worried about being evicted.
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fluctuated
/ˈflʌk.tʃu.eɪ.tɪd/
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Definition
To rise and fall irregularly in number or amount.
Example
The temperature fluctuated throughout the day, making it hard to dress appropriately.
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strain
/streɪn/
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Definition
Emotional stress caused by a lack of money or resources.
Example
The financial strain of supporting a family on a single income can be overwhelming.
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commitments
/kəˈmɪt.mənts/
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Definition
The state or quality of being dedicated to a cause or activity.
Example
She had several financial commitments that she needed to manage carefully.
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never-never
/ˈnɛvərˌnɛvər/
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Definition
An informal term for buying items by making regular small payments over a long time, often leading to ongoing debt.
Example
Buying a new car on the never-never can lead to financial difficulties if not managed well.
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